I don't borrow you don't borrow he doesn't borrow we don't borrow you don't borrow they don't borrow
Present continuous
I'm not borrowing you aren't borrowing he isn't borrowing we aren't borrowing you aren't borrowing they aren't borrowing
Preterite
I didn't borrow you didn't borrow he didn't borrow we didn't borrow you didn't borrow they didn't borrow
Preterite continuous
I wasn't borrowing you weren't borrowing he wasn't borrowing we weren't borrowing you weren't borrowing they weren't borrowing
Present perfect
I haven't borrowed you haven't borrowed he hasn't borrowed we haven't borrowed you haven't borrowed they haven't borrowed
Present perfect continuous
I haven't been borrowing you haven't been borrowing he hasn't been borrowing we haven't been borrowing you haven't been borrowing they haven't been borrowing
Pluperfect
I hadn't borrowed you hadn't borrowed he hadn't borrowed we hadn't borrowed you hadn't borrowed they hadn't borrowed
Pluperfect continuous
I hadn't been borrowing you hadn't been borrowing he hadn't been borrowing we hadn't been borrowing you hadn't been borrowing they hadn't been borrowing
Future
I won't borrow you won't borrow he won't borrow we won't borrow you won't borrow they won't borrow
Future continuous
I won't be borrowing you won't be borrowing he won't be borrowing we won't be borrowing you won't be borrowing they won't be borrowing
Future perfect
I won't have borrowed you won't have borrowed he won't have borrowed we won't have borrowed you won't have borrowed they won't have borrowed
Future perfect continuous
I won't have been borrowing you won't have been borrowing he won't have been borrowing we won't have been borrowing you won't have been borrowing they won't have been borrowing
Conditional
Present
I wouldn't borrow you wouldn't borrow he wouldn't borrow we wouldn't borrow you wouldn't borrow they wouldn't borrow
Present continuous
I wouldn't be borrowing you wouldn't be borrowing he wouldn't be borrowing we wouldn't be borrowing you wouldn't be borrowing they wouldn't be borrowing
Past
I wouldn't have borrowed you wouldn't have borrowed he wouldn't have borrowed we wouldn't have borrowed you wouldn't have borrowed they wouldn't have borrowed
Past continuous
I wouldn't have been borrowing you wouldn't have been borrowing he wouldn't have been borrowing we wouldn't have been borrowing you wouldn't have been borrowing they wouldn't have been borrowing